KNOW YOUR RISK PROFILE TO KNOW YOUR RISK APPETITE

Please complete every question to the best of your ability to know your risk appetite. When stock markets are rising investors feel comfortable with market risk and when market is falling many investors become restless and become irrational. Hence knowing your risk appetite and aligning your investments with goals is all about financial planning. It pays to answer following questions honestly.

1. What describes your investment objectives and purpose?
Defensive - Protect my capital and happy with Fixed Deposit returns
Income Oriented - I seek primarily a regular stream of income and also some capital appreciation
Growth Oriented - I seek predominantly capital growth over time and also some regular income as a secondary consideration
Growth - I seek predominantly capital growth over time and I do not seek any regular income from my investments to reach all my long term goals
2. What is your investment horizon for your investments ?
Less than One year
One to three years
Three to five years
Over five years
I am not sure
3. Marital Status :
Unmarried
Married with no children
Married with children

5. My current and future income source :
Salary
Business Income
Other Income, please specify
6. My Liabilities :
Housing Loan/Loan against property
Personal Loan
Car Loan/Consumer Loan
Outstanding Credit Card Bills
Any other Loans
7. My current investments :
Fixed Deposits/Postal Deposits
Recurrent Deposits/PPF
Traditional Life Insurance Policies
ULIPs from Insurance Companies
Stocks and Mutual Funds
8. How much money have you set aside to handle emergencies ?
More than six months of living expenses
Between one and six months of living expenses
Less than one month of living expenses
Not planned